1
Comprehensive
30+
backend team members cross-checking cases
Every case is cross-referenced against independent sources, not just the applicant's own paperwork.
Serving Banks, NBFCs & Fintechs since 2013Verified on the ground.
Verified on the ground.
Trusted by lenders.
ABMS – Trusted Verification & Risk Management Partner for Banks, NBFCs, Fintechs and Corporates. Geo-tagged reports, a 4-hour to 24-hour CPV turnaround, and field teams across 16+ states & regions.
Trusted by
Residence verification
Case ABMS-2041
- Case received
- Field visit assigned
- Geo-tagged photos captured
- Backend cross-check
- Report delivered
0 of 50%
Every month
0+
verifications completed
0+
states & regions
0h
CPV in Delhi NCR
Illustrative interface. Not real client data.
0Established
0+Field verifiers
0+Backend team
0+Monthly verifications
0+Happy clients
0+States & regions covered
4-24hrsCPV turnaround
What we doOne partner.
One partner.
Every stage covered.
From the first verification to the final collection, specialist teams support your lending and business operations.
01 / 06
Verification
Fast, geo-tagged field checks for every lending product.
What we cover
- Personal Loan
- Business Loan
- Home Loan
- Credit Card
- Vehicle Loan
- SME & Corporate
- Loan Against Property
- Education Loan
- Machinery Loan
- And more
Highlights
- Live geo-tagged photographs in every report
- 4-hour to 24-hour CPV turnaround
- Customized report formats for your systems
- Backend cross-verification on most cases
Why ABMSTailored solutions.
Tailored solutions.
Faster turnaround.
Consistent quality.
Four commitments that shape every case we handle, for banks, NBFCs and fintechs across India.
2
Fast
4–24hrs
CPV turnaround
Your underwriting doesn't wait on us, and speed never comes at the cost of accuracy.
3
Consistent
16+
states and regions, one standard
One process and one reporting standard, whatever the city or the product.
4
Tailored
Custom
reports built to your systems
Formats, fields and workflows shaped around your setup, in new locations as you grow.
Our platformThree platforms.
Three platforms.
One standard.
From a verifier at the door to a recorded video call, or the nearest verifier in minutes, every method runs on ABMS’s own platform and ends in the same report.
Live today
Traditional Field Verification
A verifier visits in person and captures the case on our own app with geo-tagged photos. Our backend reviews it before the report goes out.
- Geo-tagged photos
- Neighbour check
- Voice-to-text
- Backend review
Every methodLocation proofBackend reviewOne report standardLive tracking
Our coverage
16 states & regions today. New states on request.
Our Delhi operations centre coordinates field teams across North, West, Central, East and South India. Need a new state? ABMS can open it up for your requirement.
Need a new state? Talk to us- 16
- states & regions
- Delhi
- HQ and operations centre
- 4 hrs
- CPV turnaround, Delhi NCR
Our clientsTrusted by India's
Trusted by India's
leading lenders.
Banks, NBFCs and fintechs rely on ABMS for verification, risk control and collections, in every region we cover.
Client perspectivesTrust, in their
Trust, in their
own words.
The people who rely on our work, every day.
01 / 11
I empanelled ABMS in 2013, and since then, the agency has consistently delivered excellent performance. Their understanding of the process, turnaround time and quality of verification has remained impressive over the years. They have been a dependable partner for us.
Prateek Saxena
Deputy Vice President – Personal Loans, Kotak Mahindra Bank
2013
Mr. Ajay WadhwaFounder
IBFS is founded
Instant Banking Financial Services (IBFS) is founded by banking professional Mr. Ajay Wadhwa, an ex-banker with 20+ years of experience across:
- GE Money
- SBI Cards
- Barclays
- Hinduja Global Solutions
- DCM Finance
- Lloyds Brokerage
He was a core member of SBI Cards' launch of Verification & Prescreening.
Mr. Ajay WadhwaFounder2014
First bank client
IBFS wins its first banking client, Kotak Mahindra Bank, the start of a partnership that continues to this day.
2017
Building a client base
The client roster grows to 7–8 banks and NBFCs, as ABMS builds out its Delhi operations centre and field network.
2024
Mr. Karan WadhwaBusiness Head
A new generation
Karan Wadhwa joins at 21, driving growth: a wider client base, stronger operations, technology-driven processes and broader services.
Mr. Karan WadhwaBusiness HeadPresent
25+ clients and growing
ABMS now serves 25+ banks, NBFCs, fintechs and corporates, with field teams across 16+ states and regions.
Ahead
New states, on request
ABMS can open up new states as per your requirement, while continuing to broaden its services and technology-driven operations.
Contact us
Let's build your verification workflow.
Tell us your locations, products and volumes. We'll respond with a plan and turnaround commitments.
Karan Wadhwa · Business Head
Sajid Hasan Rana · Manager
Simran Wadhwa · Proprietor
Get an instant quotation
Pick a service to start. It takes four short steps.
FI / CPVField investigation & CPV.RCURisk control unit document checks.PDPersonal discussion with the applicant.Collections / RecoveryTell us your bucket size.BPOVoice, non-voice & backend support.HR OutsourcingManpower for your requirement.
Start without picking a service